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EMI Repayment Schedule

Year Opening Balance Interest Paid Principal Repaid Closing Balance
2025 2,00,000.00 8,591.19 1,31,331.17 68,668.83
May 2,00,000.00 1,500.00 15,990.30 1,84,009.70
June 1,84,009.70 1,380.07 16,110.22 1,67,899.48
July 1,67,899.48 1,259.25 16,231.05 1,51,668.43
August 1,51,668.43 1,137.51 16,352.78 1,35,315.65
September 1,35,315.65 1,014.87 16,475.43 1,18,840.22
October 1,18,840.22 891.30 16,598.99 1,02,241.23
November 1,02,241.23 766.81 16,723.49 85,517.74
December 85,517.74 641.38 16,848.91 68,668.83
2026 68,668.83 1,292.35 68,668.83 0.00
January 68,668.83 515.02 16,975.28 51,693.55
February 51,693.55 387.70 17,102.59 34,590.96
March 34,590.96 259.43 17,230.86 17,360.09
April 17,360.09 130.20 17,360.09 0.00

About EMI Calculator

What is an EMI Calculator?

An EMI (Equated Monthly Installment) calculator is a useful online financial tool that helps borrowers estimate the monthly installment they need to pay for a loan. Here’s how it works: To calculate your EMI, you’ll need to provide the following details:

  • Loan Amount: The total amount you’re borrowing.
  • Interest Rate: The annual interest rate charged by the lender.
  • Loan Tenure: The duration of the loan (usually in months or years).

How It Works

How to Calculate Loan EMI?

  • Select the loan amount
    Choose the amount you need with the help of slide bar
  • Select the interest rate
    Move the slide bar to select the interest rate.
  • Select the loan tenure
    Use the slide bar to choose the loan tenure
  • You will be able to view your personal loan EMI